Need to cut cost
Utility bills seems to be costing more as the electricity rate has been increased, *sigh*. It’s rather difficult to cut down on our water, gas and electricity usage as we don’t even use that much. As for water, it is the compulsory charges that make up the huge bill.
The only other area we could cut cost is to look at cheaper insurance; perhaps getting some home insurance quotes to compare how much savings we will make might be a good start to lowering our expenses.
We should really look into getting only the necessary covered and get away with contents insurance. It would be cheaper this way and I know many people don’t insure their home contents too.
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